Dollar cost averaging is your friend. You can't predict markets. Buy now, buy regularly. If the price drops, then it is "on sale" for a bit. You won't be pullin

Dollar cost averaging is your friend. You can't predict markets. Buy now, buy regularly. If the price drops, then it is "on sale" for a bit. You won't be pulling the money out for years and years to come. The biggest gains in value come in very small spurts. If you are not in the market, you will miss them.