If it's overall cheaper and one-off costs are the down-side, the risk can pretty much be mitigated by a budget. Sorry, every time people talk about how "hard"

If it's overall cheaper and one-off costs are the down-side, the risk can pretty much be mitigated by a budget. Sorry, every time people talk about how "hard" home ownership is all I hear is "being well-off is super hard, trust me you don't want money it only causes more problems. Let me shoulder your burden by skimming money off your paycheck so you don't have to deal with pesky things like wealth."