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I do something similar. But I like to factor in my overheads. 40 hours work may pay for that thing. But to work 40 hours I also need to live for a week. So that
by xupybd 9y ago
I do something similar. But I like to factor in my overheads. 40 hours work may pay for that thing. But to work 40 hours I also need to live for a week. So that's a week's rent, food, power and so on. So that thing is probably going to cost me a week and a half of my working life.
- bgirard 9y agoIdeally you should be budgeting for discretionary monthly spending. If I want to buy a Nintendo Switch then it might be, say, a full month of discretionary spending.