> Banks meanwhile are either stuck in the past or have tried bad proprietary solutions. Or they have a standardized API for accessing all accounts, and use you

> Banks meanwhile are either stuck in the past or have tried bad proprietary solutions. Or they have a standardized API for accessing all accounts, and use your existing debit card’s security module to sign and authorize all messages you send via this API. That’s FinTS, and every German bank supports it. Standardized, univerals, open, and secure. Oh, and KMyMoney and GNUCash also have plugins to directly access it, and there’s even a taskbar widget for KDE to always show your account balance.