The first one is even valid on a personal level. (well at a smaller scale). There was a big thing on NPR a year ago about this, what they called "zombie money

The first one is even valid on a personal level. (well at a smaller scale). There was a big thing on NPR a year ago about this, what they called "zombie money" or something like that. I know I have various AWS/DO/Heroku/Namecheap/GApps/Dropbox accounts that I've been paying for for years and haven't canceled "just in case". Granted I've cleaned up a lot as it used to be 2-3x that. I have to imagine I'm not the only one. This is actually possibly a good problem for a real startup. Though somewhat technical, there's certainly quite a bit of tedium there, per http://www.paulgraham.com/schlep.html http://www.paulgraham.com/schlep.html, so it's potentially really profitable.