I agree that it's a bad analogy, but I understand and agree somewhat with the parent's point. You don't want to go from driving a vehicle where the consequence

I agree that it's a bad analogy, but I understand and agree somewhat with the parent's point. You don't want to go from driving a vehicle where the consequences of a collision is "a $100 part replacement" to driving a vehicle where the cost of a collision is "possible death or serious bodily injury for 1 or more people".