Right; the problem being with a rate that low is that there really isn't much to do about it, unless you pretend its much more likely than it actually is. Livin

Right; the problem being with a rate that low is that there really isn't much to do about it, unless you pretend its much more likely than it actually is. Living accordingly, given all other potential for error in your life that actually is likely to occur, is really to change nothing at all.