You signed a contract. That's what makes it unethical to walk away. Is it unethical to cancel a phone contract and pay the ETF? Your part of the problem, not

You signed a contract. That's what makes it unethical to walk away. Is it unethical to cancel a phone contract and pay the ETF? Your part of the problem, not the solution. He's helping home prices return to reasonable and affordable levels; I'd call that part of the solution.