3 ms·
If they're made on-Amazon, and to someone with a 5-15 year Amazon profile, Prime, etc., shipped to home, etc., and with Amazon as the merchant (so they're going
by rdl 9y ago
If they're made on-Amazon, and to someone with a 5-15 year Amazon profile, Prime, etc., shipped to home, etc., and with Amazon as the merchant (so they're going to handle CS rather than chargeback), yes, I'd take the bet that Amazon pays <2% for the Amazon Prime Chase Visa transactions for Prime customers on amazon.com. It's pretty low risk for MOTO compared to a card used at a random merchant online.
(Unless Amazon pays a higher fee but considers the 5% return to customers as some kind of "increase net spend on Amazon" benefit, but I think that's just Chase trying to kill Discover)
- ghaff 9y agoI've also wondered if the 5% back isn't something of an offset for the sales tax they've agreed to collect in some states. It doesn't totally cover the difference in high tax states versus ordering from someone else with free shipping with a 1-2% rebate card but it makes the delta small enough that many people may just default to Amazon.
- joering2 9y agoDoesnt apply to me. Been with Amazon since 2005, prime 2 years now, bought a table that turned out to be scratched, open az claim, amazon said work with seller, seller was playing games for 2 months, no refund no return label for havy item that he promised is free to return, I went to bank and disputed the whole thing. Amazon didnt even blink, but it shows u your profile of a perfect amazon client might also ended up in dispute hitting their CB ratio. Also as of this year Costco lost me as a client since they dont accept Amex anymore. To me that was enough.