4% until you pay it off. The "interest" on your loan is pegged at inflation. If you never get a job you never pay it back. This is actually a problem for the go

4% until you pay it off. The "interest" on your loan is pegged at inflation. If you never get a job you never pay it back. This is actually a problem for the gov, where older students study but never find a job in their field. Great scheme overall though.