I recently changed jobs, the new job has a 30 day waiting period, but insurance only starts on the 1st of the month following that 30 days, so effectively 50 da

I recently changed jobs, the new job has a 30 day waiting period, but insurance only starts on the 1st of the month following that 30 days, so effectively 50 days for me. With the change in pay structure, holding back a weeks pay, and the fact that I changed jobs because I wasn't making enough money; I've been unable to buy a temporary policy. Cobra is out of the question at over $2.5k for the month. Last week we suspected my daughter had an ear infection, which thankfully seems to have cleared up, but it was and is worrying to think that I really have no options if one of my kids gets sick. If I go to the ER, I'm looking at a minimum bill of around $400, any clinic wants payment up front of around $100. My budget is really tight until I get a couple paydays under my belt.