I agree with xsynonym - stay away from ICOs. If wishes were horses... I wish I'd been born 10 years earlier and bought shares in Microsoft and Apple! There's

I agree with xsynonym - stay away from ICOs. If wishes were horses... I wish I'd been born 10 years earlier and bought shares in Microsoft and Apple! There's no way of telling what will work and what won't (and also no way of telling what will continue to work - hence the gamble in any sort of investment). Any investment should be done with as much emotional-detachment as possible - you have to see the investment money as something that won't impact your personal life in the slightest, whether it rises or sinks. In this case, Bitcoin is a relatively safe buy, with Ethereum as slightly less so. Monero i bleeding edge, but has great potential. I would read up on as many of the services being offered by the cryptocurrencies (or services) you're interested in as you can, and base your investment on what you perceive to have the biggest impact to their relative industries in the future. It's the same approach to buying penny stocks, effectively...