I think this is a great idea, and we should apply it to insurance benefits in other areas. Go to the doctor? You have to clean the gutters in a street for a few

I think this is a great idea, and we should apply it to insurance benefits in other areas. Go to the doctor? You have to clean the gutters in a street for a few hours. Claim for stolen property? You have to help paint fences. House burns down? Get on those overalls. Car accident? Time to dig a hole. You wouldn't have to do it, you just wouldn't get full payment unless you did.