The article acknowledges both the affiliate marketing and bankrate ownership. Do you have evidence that his reporting is influenced 8n a way that serves him but

The article acknowledges both the affiliate marketing and bankrate ownership. Do you have evidence that his reporting is influenced 8n a way that serves him but not his readers? Not really fair to call him a shill otherwise. As for your assessment of the utility of collecting points, I agree. I have ADHD. I will miss a payment or something that will blow the whole mess apart. Not worth it to me, but good for those who can make it work.