I believe even smokers who die early from disease are cheaper in the long run compared to those who end up dying much later in life. I think the same idea hold

I believe even smokers who die early from disease are cheaper in the long run compared to those who end up dying much later in life. I think the same idea holds true for the obese because they tend to die early, as well. Being old and sick is incredibly expensive. Living healthily enough to get to be old and sick is a monetary drain from insurance companies' perspectives.