This is a stupid password scheme. You still need to remember some weird piece of information (a symbol and colour? wtf?), and if you put that as the password hi

This is a stupid password scheme. You still need to remember some weird piece of information (a symbol and colour? wtf?), and if you put that as the password hint for your websites, they will be able to figure out your password if they have the card. And it can be brute-forced too. Just use something like 1Password or LastPass.