but you have to have a credit card that does that :) I for example don't have one, even though I do have a credit card for travels. Most Germans I know also don

but you have to have a credit card that does that :) I for example don't have one, even though I do have a credit card for travels. Most Germans I know also don't want one because they usually cost extra money. And that is apart from the fact that the entire name 'Kreditkarte' -> credit card, implies one requires credit i.e don't have that money, not an easy sell here. Paying a yearly fee for having to look as if one needs credit :) also its always a guessing game whether you have to enter a pin or sign. it seems a random distribution. same shop, same amount, sometimes pin sometimes signature. PS: I am not saying its good or bad, just trying to give people a feel about some of us Germans