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I was in Germany a few days ago. My credit card workflow: - Cashier tells me total amount. - I get my card from my wallet. - I hold the card near the termina
by lobster_johnson 9y ago
I was in Germany a few days ago. My credit card workflow:
- Cashier tells me total amount.
- I get my card from my wallet.
- I hold the card near the terminal.
- 2-3 seconds pass, terminal goes "Approved".
- Done.
It's easier than cash. Almost every store I went to had wireless card terminals, even coffee shops and supermarkets.
- mgoetzke 9y agobut you have to have a credit card that does that :) I for example don't have one, even though I do have a credit card for travels. Most Germans I know also don't want one because they usually cost extra money. And that is apart from the fact that the entire name 'Kreditkarte' -> credit card, implies one requires credit i.e don't have that money, not an easy sell here. Paying a yearly fee for having to look as if one needs credit :) also its always a guessing game whether you have to enter a pin or sign. it seems a random distribution. same shop, same amount, sometimes pin sometimes signature. PS: I am not saying its good or bad, just trying to give people a feel about some of us Germans
- lobster_johnson 9y agoGermans have debit cards, which are also contactless. I never had to enter a pin when doing contactless.