Credit card workflow in Australia for anything under $100: - Cashier types in the total to the EFTPOS terminal - You get your wallet - You remove your card

Credit card workflow in Australia for anything under $100: - Cashier types in the total to the EFTPOS terminal - You get your wallet - You remove your card - You tap your carda gainst the contactless reader, which registers the payment in about 1 second not 5 as you describe - Cashier asks 'would you like a receipt for that?' - You say 'no receipt, cheers mate' - You put your card away - You put your wallet away If you pay over $100, you enter a pin and it takes maybe a little longer because no one crowds around each other at the payment area so there's none of what you describe and it always works despite the humidity you apparently describe. As we don't have a tip culture, we don't see donation/tips/etc. prompts as others describe. It's only ever whether you want a receipt, and that's a single button press and you can pre-emptively say no to that so it doesn't even slow you down. Cash definitely takes longer here.