My debit card from Wells Fargo is referred to as an ATM card on the card itself. Using my PIN was required and even then some merchants would error. Since the s

My debit card from Wells Fargo is referred to as an ATM card on the card itself. Using my PIN was required and even then some merchants would error. Since the switch to chips in America I haven't had an issue with the card being declined except when a merchant requires me to fall back to reading the magnetic strip.