Oh I would definitely say that debt is looked down upon in Germany. I would say I have generally owed at most a single (monetary) debt at a given time in my lif

Oh I would definitely say that debt is looked down upon in Germany. I would say I have generally owed at most a single (monetary) debt at a given time in my life (or two if you count my employer paying me mid-month as a credit of half a month), because debtlessness is freedom (cue Anastacia's Paid My Dues ).