Maybe it is my German roots, but I share the preference for cash and dislike of personal debt. More than 90% of my Brick & Morter purchases are in cash up to a

Maybe it is my German roots, but I share the preference for cash and dislike of personal debt. More than 90% of my Brick & Morter purchases are in cash up to about $500. I stop at an ATM every couple of weeks and withdrawal $300-$500 dollars and I'm set. Cash is anonymous, quick, a one-time thing (no bills to pay later), and the standard method of payment in the small (rural) stores I frequent. Credit cards are reserved for buying gas, large purchases, online transactions, and travel.