Credit card stigma is interesting to me. For the individual that would otherwise be paying with a debit card, why would you not want to earn rewards on that?

Credit card stigma is interesting to me. For the individual that would otherwise be paying with a debit card, why would you not want to earn rewards on that? Treat it like real money, pay every month, literally zero downside. That said, I imagine rewards in the US are much more attractive than elsewhere, since credit card companies have so much profitability to distribute.