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Is this something that only triggers above a certain threshold? On the east coast, whenever I go to the grocery store, its just insert chip and press ok. I've n
by plopz 9y ago
Is this something that only triggers above a certain threshold? On the east coast, whenever I go to the grocery store, its just insert chip and press ok. I've never had to sign or enter a pin.
- svanwaa 9y agoThis is called "expedited checkout". This is a merchant option to help speed up the checkout process. However the merchant is then taking all responsibility for fraudulent transactions.
- danudey 9y agoNo, everywhere else in the world (basically) it's chip-and-PIN. In the US, it seems to be chip-and-signature (which defeats one of the biggest benefits of chip cards). When I was in Seattle at a restaurant trying to pay, the owner told me that they also couldn't accept tips if they used chip cards. I thought she was BSing me into paying cash but she tried to swipe the card instead so that I could. It's amazing how, in the US, even the implementation of new technologies is broken and awful.
- alasdair_ 9y agoMany US-based stores only bother with a signature for amounts over a certain threshold (often $50).
- ylem 9y agoI've seen it typically trigger above $50 at grocery stores in the US.