At least in the five years that I've been in America, the credit card workflow is almost never like that. It's more like - Total amt - (After deciding which c

At least in the five years that I've been in America, the credit card workflow is almost never like that. It's more like - Total amt - (After deciding which card is best) Get card out - Swipe, but piece of shit card reader complains, so retry. Or insert chip, then the piece of shit card reader makes the same sound for "wait" and "remove", sometimes cauing confusion. - Wait for piece of shit card reader to show up signature bar (or less commonly the cashier has to print out a receipt and have you sign it) - Done. I love credit card rewards though, but I'm not sure if it's a zero-sum game.