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I find the workflow with the new chip cards much less convenient to the point that I'm starting to prefer cash or Android Pay if it's available. Even though I l
by guelo 9y ago
I find the workflow with the new chip cards much less convenient to the point that I'm starting to prefer cash or Android Pay if it's available. Even though I lose the 2% cashback bribe.
- tbomb 9y agoWhich card is that, that takes away the incentive? I use Apple Pay pretty frequently and still get my cashback rate, or double points incentives on the cards that I use.
- tehwebguy 9y agoAmong others the Citi Double Cash, earned in 2 steps: 1% earned when spending 1% earned when paying the bill Cashback is not immediately applied to the balance so it's actually 2% and not something like 1.9999999. No annual fee but it's not really worth it to apply for this card per se, better to get another card that comes with a signup bonus (this one never does) and "product change" it to this card by calling in.
- guelo 9y agoYou're right, I worded that poorly. I meant only for when I pay with cash I lose the 2%.