Norwegians mostly use debit card thanks to the BankAxept system which all banks are part of. Most BankAxept cards are both bankAxept for everyday use and VISA i

Norwegians mostly use debit card thanks to the BankAxept system which all banks are part of. Most BankAxept cards are both bankAxept for everyday use and VISA if necessary (online shopping etc). When you pay with BankAxept it's counted against your account immediately. Another reason debit is mostly used is that not all shops accept credit card (which might also be because everyone has a BankAxept card so having MaterCard capabilities or whatever costs more than it's worth. I think BankAxept is pretty similar to the Danish Dankort.