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I second this anecdata. I carry an Amex (credit) and a Mastercard (debit) backup. I don't carry any cash unless I know I have an imminent need.

• djtriptych 9y ago
  "Always carry enough cash to get home" - my dad. But otherwise I'm in the same boat. Amex for everything I can possibly use it for, Visa for places that don't take Amex, Visa debit when I'm under a CC limit.
  • lmm 9y ago
    > "Always carry enough cash to get home" - my dad. In London you can't pay for a bus with cash any more.
    • 101km 9y ago
      You can still buy the oyster card with cash however, right? Now try catching a bus late at night after the shops close - what a silly system.
      • lmm 9y ago
        Finding an operating cashpoint late at night isn't especially easy either (and the reason most are shut down is that operational ones tend to attract muggings). It's a pretty practical system IME; having a payment method on you is no harder than having cash; indeed in this age of phone payment it's easier.
        • Symbiote 9y ago
          I never came across a cashpoint in Britain that was closed at night. Is this a recent change?
      • laumars 9y ago
        > You can still buy the oyster card with cash however, right? You don't need to buy an Oyster card as contactless bank cards work on Oyster systems as well. > Now try catching a bus late at night after the shops close - what a silly system. London is a 24 hour city. :P