>Why do you find it surprising? They cost money and provide little benefit (for me). Because credit cards provide a valuable service that other cards don't and

>Why do you find it surprising? They cost money and provide little benefit (for me). Because credit cards provide a valuable service that other cards don't and I see everyone around me using them because of it, either directly or through a virtual credit card service. The biggest advantages are wide acceptance throughout the world and the ability to arbitrate disputes. >Some vendors accept them but charge extra for it, which I consider fair. This is usually against the merchant rules and I've never seen anyone do it.