Obviously if you need a car/house/refrigerator/whatever to live your life and are not wealthy then replacing that item is not easily done, because it costs week

Obviously if you need a car/house/refrigerator/whatever to live your life and are not wealthy then replacing that item is not easily done, because it costs weeks of salary (or more) and needing a replacement can be profoundly disruptive to your life. However, I can see no chain of logic suggesting that means you're forced to live less minimally than a wealthier person is able to.