Exactly, a bank protects your information by default. A state business registry does not. Which is why you use / might want a registered agent for your busines

Exactly, a bank protects your information by default. A state business registry does not. Which is why you use / might want a registered agent for your business. But you don't need to do the same thing at the bank (and in fact, I don't think most banks will allow an account without a name and a SSN to tie it back to)