>Screwing insurance companies means increased costs for everyone. They already increased prices. And they've made an entire clusterfuck in terms of billing cod

>Screwing insurance companies means increased costs for everyone. They already increased prices. And they've made an entire clusterfuck in terms of billing codes, bureaucracy, and negotiations before ACA anyway. Insurance company does poorly while my health improves? My rates go up. Insurance company does well? My rates stay steady. I had a car insurance agent tell me this exact reason today. Their underwriters simply increased the price because the company isn't doing well. Insurance prices can't always go up. Something is going to break. And we're all going to pay a shitload of money and have a bunch of fallout either way.