In fact, it is a new problem in fin tech. While ML can mimic human decision quite accurately nowadays, machines remain largely incapable to handle new informati

In fact, it is a new problem in fin tech. While ML can mimic human decision quite accurately nowadays, machines remain largely incapable to handle new information. Now suppose again we have a machine that rate load applications. In the past when you write your occupation as AI scientist, probably it won't make a difference than others. However, same occupation in the past few years, even you haven't got the default data to retrain the machine, a human would know the risk is significantly lesser than the majority. The problem? While we think the machine is at inferring future outcome, it is not in some important cases which we are largely unaware of.