While it seems snide, snarky, or possibly juvenile to suggest it... "Two chicks at the same time" or alternate versions of blow it all in a glorious escapade is

While it seems snide, snarky, or possibly juvenile to suggest it... "Two chicks at the same time" or alternate versions of blow it all in a glorious escapade is actually a valid suggestion. Money means fuck all if it isn't spent. Liquid assets are liquid. They can disappear to economic eddies and flows, or simply be squandered on poor planning. If you are young you are in a pretty agile financial situation. Honestly, I'd say screw off to the idea of the mutual fund. Every engineer I went to school with ( as well as me ) got taken in by our differential equations classes. We lost most of our early investments in our 401ks. If you are young you have the option to invest that money in a fun amazing experience. If that means a start up for you, do it. If it means moving out to some other city and finding a life there, do that. If it means hookers and blow... I suggest joining the republican party first you might be able to parlay it into a career. Seriously though, if you are young you have the option of throwing responsibility to the wind, and you really don't get to have a second chance at it. Memories, experiences, they live in you forever. They make you a better person. And all the economic recession on earth won't effect the value of that.