If you'd like to sock away a bunch of extra tax-deferred cash, variable annuities (low cost ones from vanguard/tiaa-cref) can be OK options....Assuming you're g

If you'd like to sock away a bunch of extra tax-deferred cash, variable annuities (low cost ones from vanguard/tiaa-cref) can be OK options....Assuming you're genuinely saving for retirement at 65, the present value of a tax deferral over the next 43 years is pretty big.