It means that all those robo fintech companies and the Vanguards of the world are making a lot of money, but "buy and hope" is not a good retirement strategy fo

It means that all those robo fintech companies and the Vanguards of the world are making a lot of money, but "buy and hope" is not a good retirement strategy for the little guy, especially if you are close to retirement and you have some money set aside and count on them to live off...