Managing volatility is interesting. Some eliminate it by going fiat and keeping funds on exchanges. Even if it's the easiest way of handling it, I go a differen

Managing volatility is interesting. Some eliminate it by going fiat and keeping funds on exchanges. Even if it's the easiest way of handling it, I go a different way because I also see it as an long-term investment, so I'm happy to hold real bitcoins on my own wallet, plus I like to optimize my positions in general. Like I said, restrictions apply to countries that have Capital controls, for starters you are only allowed to withdraw $300 per week and of course no purchases outside the country. Obviously I'm not in the US and I'm merely describing my case. My card's fee is a flat 0.5% on any amount loaded and ~$2 per withdrawal from an ATM, imo it's not that much plus the exchange rates are better than if I tried myself on my exchange. Also, I skip the fees from international remittances. I don't know the reality of daily life in the US, but even there it's not the same for everyone, I've read the stories of the unbanked. Just because it doesn't seem useful to your case, it doesn't prevent it from being for others.