Correct me if I am wrong but I thought the US already had (creditcardless) internet banking. It seems credit card inertia is hard to overcome. What is more frus

Correct me if I am wrong but I thought the US already had (creditcardless) internet banking. It seems credit card inertia is hard to overcome. What is more frustrating is "trends" from the US keep washing up on our shores like a bad dream and upset any advances we have made. Case in point: Netflix India does not accept anything else other than credit cards. A similar phenomena can be observed in the healthcare industry. India is already moving towards the way (IMO) the broken US healthcare system works. It gives me nightmares. I hope the Indian government clamps down heavily on this unscrupulousness.