I'm uncertain of how much value the SEC provides. Problems they fail to solve: * High brokerage fees * Poor-outcome annuities * Penny stock trading * Risky

I'm uncertain of how much value the SEC provides. Problems they fail to solve: * High brokerage fees * Poor-outcome annuities * Penny stock trading * Risky options trading Tokens are fraught with fraud, but the impetus for research is upon the individual. I fear that regulating this will stifle innovation with little benefit to end-consumers in terms of safety, because people will still get swindled out of their money by other legalized means.