Basic financial security if you can pull this off better than the average American. Early retirement if you do much better. Most people are stressed about mone

Basic financial security if you can pull this off better than the average American. Early retirement if you do much better. Most people are stressed about money. Then they get a raise, their expenses grow with it, and are just as stressed about money. If you can skip grow half of one raise-grow step, you now have some breathing room. If you can skip several, you can get a lot of breathing room, and still have a comfortable life.