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I defiantly earn more than say the pay for my cleaner even after a tax. I could prepare all my meals, but I've done the work I've worked that it defiantly pays

by UK-AL 9y ago

I defiantly earn more than say the pay for my cleaner even after a tax. I could prepare all my meals, but I've done the work I've worked that it defiantly pays more just to buy them. I've done the calculations, and for me its defiantly more time efficient. I think your picking a particular inefficient example. Mechanics where I live don't earn that much at all. I could service my car which for me would take me most of my day. My daily pay rate could defiantly pay for a full service after tax. What i'm seeing here is that you just need to figure out what per hour rate is after tax, and use that to make quick calculations based on your local market. "they are chasing the carrot dangling on a stick in front of them (house, car, new iPhone, etc.)" - Not everyone is like that. I have a cheap small car, a cheap smartphone, house that requires low maintenance I then plough the savings into services which I means I have more time and less stress. Then the rest goes into retirement funds and cheap vanguard funds. If anything however its made my life a bit boring but very comfortable and laidback.

grecy 9y ago
> What i'm seeing here is that you just need to figure out what per hour rate is after tax, and use that to make quick calculations based on your local market. Yep, it's a whole chapter in the book I wrote on the topic of working less to live your dreams. The other thing to realize is that when you are spending money, you are spending the time you have left in your life. You can never, ever get that time back, so spending should be very precious. It's quite a mind-shift, but once you make it you'll never be able to go back.
- wruza 9y ago
  All that seems to be a philosophy, not a fact. Obviously, when I'm spending my hour equivalent on full featured dinner, I'm saving myself around five hours, not even comparing quality and extra time to achieve it. That's how competence and production lines basically work.

by UK-AL 9y ago

grecy 9y ago

> What i'm seeing here is that you just need to figure out what per hour rate is after tax, and use that to make quick calculations based on your local market. Yep, it's a whole chapter in the book I wrote on the topic of working less to live your dreams. The other thing to realize is that when you are spending money, you are spending the time you have left in your life. You can never, ever get that time back, so spending should be very precious. It's quite a mind-shift, but once you make it you'll never be able to go back.

wruza 9y ago
All that seems to be a philosophy, not a fact. Obviously, when I'm spending my hour equivalent on full featured dinner, I'm saving myself around five hours, not even comparing quality and extra time to achieve it. That's how competence and production lines basically work.