Yes, it is not as crazy as it sounds for most users. Media outlets like to publish horror stories because it attracts eyeballs. Yes they can happen and there

Yes, it is not as crazy as it sounds for most users. Media outlets like to publish horror stories because it attracts eyeballs. Yes they can happen and there are bad actors in the system. But most ER patients either don't pay a dime because they don't have a dime, or their insurance picks up the tab subject to deductible. "In Network" rules specifically don't apply in true emergencies under most plans. Of course if you go to the ER for a runny nose, there may be some pushback.