Yeah, if you're talking about underemployment, that's a huge issue, but I think that's more market-driven than skills-driven. People are generally over-qualifie

Yeah, if you're talking about underemployment, that's a huge issue, but I think that's more market-driven than skills-driven. People are generally over-qualified than under-qualified. Too many people are taking on obscene levels of debt to get a college degree, but most aren't really distinguishing themselves by doing that...they're joining a crowd of other people who've proven they have the same skills (on paper). Do we need more of that? Hence the need to be entrepreneurial. Everyone doesn't have to create the next Instagram, but if they can just acquire a skill to offer their communities some kind of a service, like the world worked before limited liability and the 401(k), they should be alright. Many (most?) of these skills don't require $200k to acquire. What is different in today's situation is that we're asking people to do more than they did in their past: learning a new skill and offering it to others is damn hard. Leaving a farm to work in a factory where someone tells you what to do all day is easy (not literally, but it doesn't require your livelihood to depend on your creativity/luck).