I was going to write a big long explanation - but if you don't like investing in stocks - then DONT. Put your cash in the bank, maybe a few currencies (long ter

I was going to write a big long explanation - but if you don't like investing in stocks - then DONT. Put your cash in the bank, maybe a few currencies (long term, I don't mean currency trading) - and different banks, possibly some offshore (not to dodge taxes - but to avoid banks going under - foreign banks have different rules, some much stabler than the US banks) Sure, inflation is there, as will be deflation and all that jazz - but one bad stock pick will do more damage to your finances than inflation will.... and if you're thinking you can head off, like, financial collapse by investing wisely when you admittedly hate the process... it's a no brainer. Put your cash in the bank, leave it there, and built up a big nest egg. If you ever want to start making that money work for you, there are lots of ways to do it - save it up until you have lots, then take the time and make really good decisions - you'll be in a far better position to take advantage of real opporutniteis if you are liquid - and nothing beats having cash in the bank when you watch the stock market tank and all those who were pressuring you to invest are freaking out.