> Most (if not all) insurance plans have a maximum out-of-pocket expense amount that's like $10k It's more like $6800 for 2016 and $7100 for 2017. That's the f

> Most (if not all) insurance plans have a maximum out-of-pocket expense amount that's like $10k It's more like $6800 for 2016 and $7100 for 2017. That's the federally-mandated cap; many private plans set their cap even lower.