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There's literally only one time I've tried to use a Discover card and not been able to, and it was a local DQ franchise (yet they still took amex?). My wife's d
by snuxoll 9y ago
There's literally only one time I've tried to use a Discover card and not been able to, and it was a local DQ franchise (yet they still took amex?). My wife's daily driver is her Discover It card, and even traveling to small rural towns she's never been in a situation where she had to break out her shelved Visa cards.
- Bartweiss 9y agoHuh... Now I'm confused, I seem to see them fail maybe 20% of the time, anywhere except the biggest cities. Maybe it's regional?
- snuxoll 9y agoThat's possible, but both here in Idaho where we live and Mass. where we went for Red Hat Summit this year my wife hasn't had issues using her discover card aside from at that one DQ franchise. I know many years ago on various credit forums the joke was always that Discover has really bad acceptance rates, but generally speaking I'm much more likely to see a business decline to take an AmEx than Discover assuming they take credit cards at all. Discover's transaction fees are extremely similar to Visa and MC, and most merchant accounts handle it without issue so why not take it? Personally from a cardholder point of view, my wife loves her Discover card because they're the only bank she has a card with that doesn't make her wade through phone menus only to get routed to some outsourced call center 1/2 the time - having the first option presented when you call being "press 0 to talk to somebody" and always getting an American support representative is pretty awesome.