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Yeah, the UK has so much contactless payment and cheap or free transfers that it has, somewhat ironically, limited competition in this sector. Even things like

Yeah, the UK has so much contactless payment and cheap or free transfers that it has, somewhat ironically, limited competition in this sector. Even things like Google Wallet & Apple Pay seem to be treated with a “but... why?” attitude.

nindalf 9y ago
From my experience in the UK, those apps allow you to leave your card at home. Not much of a difference if you're carrying a wallet anyway, but if you carry just a phone and a card + ID in the phone case, you can now ditch the card. Otherwise I don't see the benefit.
- wastedhours 9y ago
  Had my phone's NFC fail me (especially at tube barriers) enough times to recommend perhaps not relying solely on a phone for payments.
- EliRivers 9y ago
  Ha. I generally leave the phone at home and just take a card. Slimmest wallet I've ever had. I've never carried ID, though. That would double the size of my wallet :(
gnicholas 9y ago
Surprising that this is the first mention of Apple Pay in the thread, given the upcoming release in iOS 11. I wonder how they'll resolve these issues. Will commercial transactions be technically forbidden? For how long, and for what reasons, will transactions be able to be reversed? When can we feel comfortable that the money is "really there"?