Would you not consider PayPal one of these things? Definitely Square Cash. What's an example of local banking infrastructure that helps alleviate the problem o

Would you not consider PayPal one of these things? Definitely Square Cash. What's an example of local banking infrastructure that helps alleviate the problem of needing to pay people money with ease? I'm not even sure how it works on my Huntington mobile app. I know I could do it fairly painlessly with Simple bank. Except it's really only easy if they're a Simple user I think. Otherwise I'll need to get their physical address which will mail them an actual check, or ask for their routing/checking. Chase Pay makes it pretty easy I think? But really people who sign up just to use that and attach a non-Chase account are doing the same thing as Square Cash, Paypal, Venmo, etc. edit: huh, interesting. On a Simple bank FAQ page about paying third parties, it also links some additional services: https://www.simple.com/help/articles/payments-and-transfers/third-party-payment-services https://www.simple.com/help/articles/payments-and-transfers/... Here are a few common and useful services: * Google Wallet - https://www.google.com/wallet https://www.google.com/wallet With Google Wallet, you can send money to anyone in the U.S. with their email address or phone number. You can link your Simple account with your card number or your account and routing numbers. * PayPal - https://paypal.com https://paypal.com PayPal offers a wide variety of services. If you’re planning to use PayPal with your Simple account, here’s what you need to know: We cannot link to Paypal accounts under a business name, since your Simple account is for personal use. Some PayPal services may incur a fee. One thing to keep in mind when linking your Simple account to Paypal is that when you're asked for the bank name, you'll need to enter the name of our partner bank, BBVA Compass, rather than Simple. * Square Cash - https://cash.me https://cash.me Square Cash allows you to send money for free with your debit card. You don't need a username or a passphrase—just the email address for the person you'd like to pay and your debit card number. Transfers are often instant, but they can take up to 1-2 business days. * Venmo - https://venmo.com https://venmo.com With Venmo, you can send money to friends and even authorize other people to withdraw funds from your Venmo balance. Venmo can be hooked up to Simple with your card number (make sure it's marked as debit, not credit), your bank account number, or both. * Xoom - https://www.xoom.com https://www.xoom.com Xoom primarily used to send money internationally. They do charge fees, which is typical for this type of service.