Yeah. Even in the UK - which is behind much of continental Europe in terms of banking - you can send money to anyone's bank account immediately and for free giv

Yeah. Even in the UK - which is behind much of continental Europe in terms of banking - you can send money to anyone's bank account immediately and for free given their account number. Neither of these things are true in the US (at least going via the bank, hence why Venmo / Square Cash / etc exist).