Probably wise. I live in Daly City and my current cash salary pre-tax is just a bit south of $200k (ignoring nonsensical dollar-for-dollar comparisons to income

Probably wise. I live in Daly City and my current cash salary pre-tax is just a bit south of $200k (ignoring nonsensical dollar-for-dollar comparisons to income like ISOs, performance grants and bonuses). I'm not struggling to make ends meet, but I am glad I have a big balance from prior my prior payouts, as I'm not saving much (it's even possible to go in the red for the month if I need to buy a non-trivial purchase over a few hundred dollars, like say replacement computer hardware or a major baby related purpose). I know friends making 30-50% less who actually save more per month than I do, in Colorado. Now, the downside is they live in Colorado (compared to the weather and allergy situation on the coast, I prefer this life), but unless I do yet another startup they'll retire with more money saved on average per month than I have. It's pretty fucked up that the entirety of SF life is basically priced around the few post-exit people who set the tone of the market. That is actually only a tiny number of people. Most younger devs I know save 0 money and just hope their wages will grow fast enough to offset that in the long run. Oh and ironically I am certain I could get a job as a Haskell developer, though that's not my job. :)